Our knowledge area is dediacated to helping you to Fund Your Retirement. Discover articles, substance and level up your abilities in financial independence and retirement success.

In this knowledge area page you will get to learn about different principles of the retirement prosperity and financial self sufficiency…. 

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This knowledge area is dedicated to helping you Fund Your Retirement. In this area you can find articles, and content, and level up your skills in financial self-sufficiency and retirement prosperity.

The five key principles for retirement prosperity and financial self-sufficiency

Knowledge Area

Should Gold Be Considered The Default Position For Any Holder of Wealth?

As Benjamin Graham has stated “An investment operation is one which, upon thorough analysis, promises safety of principal and a satisfactory return. Operations not meeting these requirements are speculative.” In this article, I hope to convince you that because of repeated changes to the definition of “the dollar” one cannot ever be 100% satisfied that the lending of “dollars” is an investment operation. This inflation in the currency supply may not affect the prices of all goods and services uniformly, and many goods will not climb at a rate of 7.5% per year due to enhancements in productivity, but the inflation effect is very real leading to the conclusion that the only truly valid unit of account in today’s world are ounces of gold and ounces of silver, s,o should gold and silver in hand be considered the default position for any holder of wealth?

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Stocks are Quite Overextended, but…

Given this short-term uncertainty, a logical question arises: “how much of my portfolio should I keep in cash?” This is an excellent question and one that can be informed by some mathematical evaluation. I say “informed” because mathematical models cannot precisely predict the future. They can, however, help guide our decision-making. Today I am going to discuss how I view the cash vs. stocks decision. I’m going to leave out the discussion of gold (for now). The benefit of this article to you should be to give you some ideas of a general framework you can use to shape your own decision-making.

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Generating Low Risk Returns in a Zero Interest Rate World

How to generate safe returns in a world where it seems the central banks want to push us into risky assets. I think you’ll agree with me that with a little creativity some decent inflation-busting returns can be generated without risking taking a bath in the next bear market in stocks or real estate crisis (without a doubt the next crisis is coming, we just can’t predict when or how severe).

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Which is Better, Massive Diversification or High Dividend?

In this post, I am going to compare the results of withdrawal policies applied to two different portfolios consisting of equities and gold. The first portfolio will center around one of the largest positions in my portfolio, VYM, which is the Vanguard ETF that tracks the FTSE US High Dividend Yield Index.

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What is DeFi (decentralised finance)

DeFi stands for decentralised finance on blockchain technology that does not rely on centralised institutions to facilitate transactions. DeFi utilises smart contracts, decentralised apps (dApps)

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Find a Financial Adviser

Find a Financial Adviser

Financial planning can be a daunting challenge for many and seeking the advice of a qualified professional financial planner can bring much needed peace of

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