During your journey to funding your retirement, you will experience many setbacks, some setbacks because of the decisions you made personally, when this happens, own it, learn from it, dust yourself off and carry on. 

Sometimes, situations will arise you have no control over, like the one we are collectively facing now.

Covid-19 has pretty much-impacted everyone in one way or another.

When the lockdown is over, the after-effects will be different for each of us, the experiences we each have during this period will shape the perception of the reality around us today and our future self’s.

How you perceive this global event and the unintended consequences of it will be significant in how you come out of this, six months, 12 months, two years, five years from now.

Developing the right mental framework serves two purposes; it gives you discipline and certainty in an uncertain environment.

No one has ever achieved anything without a clear plan, for every crisis, there is an opportunity, the pessimist sees disaster the optimist sees hope, and solutions even during the toughest of times. If you want to succeed in anything in life, a clear plan with clear goals to motivate you is required. With a clear strategy and a clear vision for yourself, it can give you certainty in uncertain times.