Fund Your Retirement is a main online asset for account, business start-up, and retirement procedure. Solutions to fund your retirement may incorporate investment, business enterprise, benefits and income producing assets

Powered by Fund Your Retirement

Introducing Paul Belanger

Paul Belanger offers unique insights and methods to help you build enduring wealth.

meet paul belanger

Paul is a chemical engineer by profession, earning a Ph.D. in 1997, eventually becoming a Director of R&D. He recently retired at the age of 50, having achieved financial independence, through saving and investing, giving himself freedom of choice.

During his career, he turned his skills and analysis techniques as a chemical engineer towards the financial system and portfolio allocation. After many years of study, Paul came to, what he believes to be the most predictable portfolio, which is 65% stocks and 35% gold. This approach seems to give the best overall balance for good returns while minimizing risks. It’s also important to periodically rebalance these portfolios to maintain that ratio.

buy pauls book

Evidence Based Wealth - How to Engineer Your Early Retirement

Are you seeking to master your financial destiny so that your life will belong to you and not to your employer? Then you have found the right book. This book will provide you with enough basic knowledge that you can develop and execute your own program for achieving financial freedom at an early age. It will also expose you to some fairly advanced tricks and new ways of interpreting financial information, protecting and building wealth, and planning for short and long term financial goals.

learn from paul

Paul's saving & investing philosophy that took him to financial independence

A detailed Analysis of Gold’s Importance in the Monetary System

how to engineer your early retirement; a manual for achieving fire

recent blogs by Paul belanger

Should Gold Be Considered The Default Position For Any Holder of Wealth?

As Benjamin Graham has stated “An investment operation is one which, upon thorough analysis, promises safety of principal and a satisfactory return. Operations not meeting these requirements are speculative.” In this article, I hope to convince you that because of repeated changes to the definition of “the dollar” one cannot ever be 100% satisfied that the lending of “dollars” is an investment operation. This inflation in the currency supply may not affect the prices of all goods and services uniformly, and many goods will not climb at a rate of 7.5% per year due to enhancements in productivity, but the inflation effect is very real leading to the conclusion that the only truly valid unit of account in today’s world are ounces of gold and ounces of silver, s,o should gold and silver in hand be considered the default position for any holder of wealth?

Read More »

Stocks are Quite Overextended, but…

Given this short-term uncertainty, a logical question arises: “how much of my portfolio should I keep in cash?” This is an excellent question and one that can be informed by some mathematical evaluation. I say “informed” because mathematical models cannot precisely predict the future. They can, however, help guide our decision-making. Today I am going to discuss how I view the cash vs. stocks decision. I’m going to leave out the discussion of gold (for now). The benefit of this article to you should be to give you some ideas of a general framework you can use to shape your own decision-making.

Read More »

Generating Low Risk Returns in a Zero Interest Rate World

How to generate safe returns in a world where it seems the central banks want to push us into risky assets. I think you’ll agree with me that with a little creativity some decent inflation-busting returns can be generated without risking taking a bath in the next bear market in stocks or real estate crisis (without a doubt the next crisis is coming, we just can’t predict when or how severe).

Read More »

Which is Better, Massive Diversification or High Dividend?

In this post, I am going to compare the results of withdrawal policies applied to two different portfolios consisting of equities and gold. The first portfolio will center around one of the largest positions in my portfolio, VYM, which is the Vanguard ETF that tracks the FTSE US High Dividend Yield Index.

Read More »

the fund your retirement newsletter

Receive only the highest quality curated podcast episodes & articles from our expert guests.

Join our newsletter and receive the insights to make smarter financial decisions.

Weekly emails at the very most, so you know we wont be filling your inbox.

Join the newsletter and generate positive momentum towards your financial goals.